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  2. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    While some companies offer 609 dispute letter templates for sale, there’s no reason to spend money to buy one. ... Alternative steps for credit repair. A credit dispute letter may work to ...

  3. Can a goodwill letter get late payments removed from your ...

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    Here is an example template for a possible letter. Example template ... Dispute with the bureaus if you have inaccurate information on your credit reports. Credit repair services if you need help ...

  4. Don't fall for a credit repair scam: Clean up your credit for ...

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    While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

  5. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Damages creditCredit reports will show evidence of debt settlements and the associated FICO scores will be lowered temporarily as a result. However, if a "paid in full" letter is obtained from the creditor, the debtor's credit report should show no sign of a debt settlement.

  6. Comparison of free credit monitoring services - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_free_credit...

    Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed. According to the Federal Trade Commission, "AnnualCreditReport.com is the only authorized source for the free annual credit report."

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  8. Forget Paying for Credit Repair. Fix Your Own Credit for Free

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    But before you assume that your only recourse is to pay a credit repair company, take heart. Read on for the steps to take to fix your own credit -- for free. Step one: Knowledge is power.

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