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Loans are limited to $20,000 and have a 20-year term at a 1% interest rate. Owners of age 62 or more may qualify for grants of up to $7,500 to pay for needed repairs that remove a health or safety hazard. To qualify for the grants, the elderly must be unable to obtain affordable credit elsewhere.
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Lutheran Social Service of Minnesota (LSS or LSSMN) is a social service organization headquartered in Saint Paul, Minnesota, with programs serving residents in each of the state's 87 counties. As one of the largest social service non-profit organizations in Minnesota , LSS employs over 2,500 staff and is supported by 10,000 volunteers. [ 3 ]
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The Home Affordable Modification Program (HAMP) is a government program introduced in 2009 to respond to the subprime mortgage crisis.HAMP [10] is part of the Making Home Affordable program (MHA), [11] established in concert with the Hardest Hit Fund program (HHF) [12] under the Troubled Asset Relief Program (TARP), a part of the Emergency Economic Stabilization Act of 2008. [13]
Low-down payment conventional loans: Conventional loan programs that require just 3 percent down Down payment assistance (DPA) programs: Loans, grants and matching programs to help you with your ...