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  2. Collection of judgments in Virginia - Wikipedia

    en.wikipedia.org/wiki/Collection_of_judgments_in...

    To obtain a lien on real property in the state of Virginia, the judgment creditor must "docket" the lien in the public records office of the city or county where that property is physically located. Once the lien is docketed, the creditor files a "creditor's bill in equity" in that jurisdiction, which will require the chancellor to appoint a ...

  3. Garnishment - Wikipedia

    en.wikipedia.org/wiki/Garnishment

    Under U.S. federal tax law, a garnishment by the Internal Revenue Service (IRS) is a form of administrative levy. In the case of an IRS levy, no court order is required. [9] Only a few requirements must be met before the IRS starts a wage garnishment: The IRS must have assessed the tax and must have sent a written Notice and Demand for Payment;

  4. Banker's lien - Wikipedia

    en.wikipedia.org/wiki/Banker's_lien

    A banker's lien is a legal right arise in many common law jurisdictions of a bank to exercise a lien over any property in the custody of the bank as security. Lien is of two types: Particular lien; General lien; Particular lien confers to retain the goods in connection with which a particular debt arose i.e.

  5. Security interest - Wikipedia

    en.wikipedia.org/wiki/Security_interest

    In finance, a security interest is a legal right granted by a debtor to a creditor over the debtor's property (usually referred to as the collateral [1]) which enables the creditor to have recourse to the property if the debtor defaults in making payment or otherwise performing the secured obligations. [2]

  6. Foreclosure - Wikipedia

    en.wikipedia.org/wiki/Foreclosure

    These include mandatory secondary security, rescission (Chinese Contract Law), and maintaining accounts at the lending bank to cover any defaults without prior notice to the borrower. [44] A mortgagee may sue on a note without foreclosing, obtain a general judgment, and collect that judgment against other property of the mortgagor, without ...

  7. Lien - Wikipedia

    en.wikipedia.org/wiki/Lien

    hotelkeeper's lien—a possessory or statutory lien allowing an innkeeper to hold, as security for payment, personal property that a guest has brought into the hotel (also referred to as an innkeeper's lien). inchoate lien—a lien that may be defeated if the relevant judgment is vacated or a motion for a new trial is granted.

  8. Expedited Funds Availability Act - Wikipedia

    en.wikipedia.org/wiki/Expedited_Funds...

    (Repeated Overdraft hold) Account has been overdrawn for two or more business days in excess of $5,525 in the previous six months. (Repeated Overdraft hold) The depository bank has reason to doubt the check is good. (The paying bank indicates the check will not clear, is suspected to be fraudulent, or is either postdated or staledated.)

  9. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    A bank's hold policy can be less stringent than the guidelines provided, but it cannot exceed the guidelines. The Electronic Fund Transfer Act of 1978, implemented by Regulation E , established the rights and liabilities of consumers as well as the responsibilities of all participants in electronic funds transfer activities.

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