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An M-PESA payment register at a Kenyan coffee shop. M-PESA was first launched by the Kenyan mobile network operator Safaricom, where Vodafone is technically a minority shareholder (40%), in March 2007. [17] M-PESA quickly captured a significant market share for cash transfers, and grew to 17 million subscribers by December 2011 in Kenya alone. [1]
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M-Pesa has a wide range of financial services including Person to Person, ATM withdrawal, Payments, Bulk Payments and Bank to M-Pesa. As of January 2016, M-Pesa is used by 21.8 million Kenyans, with over 1.5 million of M-Pesa users using the bill payment feature. At the time M-Pesa had a network of over 90,000 agent outlets.
Instead of paying with cash, cheque, or credit card, a consumer can use a payment app on a mobile device to pay for a wide range of services and digital or hard goods. Although the concept of using non-coin-based currency systems has a long history, [ 1 ] it is only in the 21st century that the technology to support such systems has become ...
Michael Joseph is a South African businessman. He is currently Chairman of Kenya Airways, a position he has held since October 2016, and also chairs the Safaricom PLC board, having been appointed in August 2020.
Bulk water to Mombasa was provided by the Mombasa Pipeline Work, while day-to-day operations of water pipelines were carried out by the water department. There was no single framework for the administration and management of water. In 1952 the Water Act Cap 372 was enacted, which remained the legal basis for the water sector until 2002. [38]
Tanga City Council has a small number of financial institution branches that serve the community. These include commercial banks such NMB, CRDB, NBC, TPB, TIB, Diamond Bank, mobile financial services like M-Pesa, Airtel Money, Tigo Pesa, T-Pesa, Z-Pesa, and others, SACCOS, and other Savings and Credit Schemes. [34]
An early attempt at making micropayments work, iPIN was a 1998 venture-capital-funded startup that provided services that allowed purchasers to add incremental micropayment charges to their existing bill for Internet services. [13]