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The policy term is the period that an insurance policy provides coverage. Many policies have a one-year term (365 days) but other terms both longer and shorter are used. Policy terms can be for any length of time and can be for a short period when the period of risk is also short or can be for multi-year periods.
Militant attacks are often excluded from event cancellation policies, but policyholders typically buy extra cover against them, or the threat of them."The standalone terrorism cancellation ...
Weather cancellation insurance reduces an organization’s risk in planning an outdoor event. When a company or organization is holding a concert, running a special event, having a sale, or executing any form of outdoor activity and the weather prevents that activity from taking place, the organization risks losing whatever money that has been invested in the planning, organization, marketing ...
In Massachusetts, insurers can cancel a policy as long as they provide a 45-day written notice and qualified reason for doing so. D’Entremont says he never filed any claims or had been notified ...
The industry has responded by using late payments as a reason to not renew policies, Cornelissen said. States may consider mandating slightly longer periods before insurers are able to cancel ...
Subject to the "fortuity principle", the event must be uncertain. The uncertainty can be either as to when the event will happen (e.g. in a life insurance policy, the time of the insured's death is uncertain) or as to if it will happen at all (e.g. in a fire insurance policy, whether or not a fire will occur at all). [4]
If you’re wondering, can I cancel my life insurance policy and get my money back, here’s a breakdown of what you can expect: Free look period: Full refund: ...
For example, a homeowner's insurance policy will normally include liability coverage which protects the insured in the event of a claim brought by someone who slips and falls on the property; automobile insurance also includes an aspect of liability insurance that indemnifies against the harm that a crashing car can cause to others' lives ...
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