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2. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   A personal loan is money that you borrow to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to their relatively low interest ...

3. When to use a personal loan to pay off credit card debt - AOL

   www.aol.com/finance/personal-loan-pay-off-credit...

   If you can secure a personal loan for your total of $12,000 in credit card debt with an APR of 10 percent, you will be able to contribute your $200 each month and start paying off more than your ...

4. Should you cosign a loan for your child or a loved one? A ...

   www.aol.com/finance/pros-cons-cosigning-loan...

   Benefits of cosigning. Drawbacks of cosigning. You can help a loved one qualify for a loan. You assume full liability for payments and late fees if the main borrower falls behind or files bankruptcy

5. LightStream - Wikipedia

   en.wikipedia.org/wiki/LightStream

   Debuting in March 2013, LightStream is a financial services technology company that provides unsecured, personal loans to people with good credit rating, through a digital process. On April 20, Truist announced that it will fold LightStream into its broader consumer business, a move designed to reduce the costs of operating a separate brand.

6. What is an installment loan & how does it work? Know ... - AOL

   www.aol.com/finance/installment-loan-types...

   Installment loans allow you to borrow money and pay it back in equal monthly payments, usually at a fixed interest rate. ... Unsecured personal loans can be funded in as little as the same day you ...

7. Achieve Company - Wikipedia

   en.wikipedia.org/wiki/Achieve_Company

   The company lent $25 million to people who had average FICO scores of 576. Average loan balances were greater than $15,000, and annual default rates were less than 2%. Interest rates are 3.75% above prime consumer debt rates. [9] Name Change In September 2022, FreedomPlus changed its name to Achieve Personal Loans, part of Achieve Company. [10]

8. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Personal loans from traditional banks and credit unions usually require good or excellent credit. But, as the name suggests, a bad credit loan is easier to get for borrowers with fair or poor credit.

9. Credible Labs - Wikipedia

   en.wikipedia.org/wiki/Credible_Labs

   The company was founded in 2012 by Australian entrepreneur Stephen Dash. Credible originated as a platform for refinancing student loans. Its online consumer loan marketplace has subsequently expanded to include loan origination, credit cards, personal loans, and mortgages. [6] [7]