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Effective January 9, 2008, the maximum interest rate that payday lenders may charge in the District of Columbia is 24 percent, [23] which is the same maximum interest rate for banks and credit unions. [24] [25] Payday lenders also must have a license from the District government in order to operate. [24]
Alternative financial services in the United States, [1] [2] for example via payday loans, are more extensive than in some other countries, because the major banks in the U.S. are less willing to lend to people with marginal credit ratings than their counter parties in many other countries.
As California faces a staggering budget deficit, library card holders may soon lose the ability to check out free passes to more than 200 state parks, including popular destinations near Los Angeles.
There are safer alternatives to payday loans, such as getting help from nonprofits and charities, negotiating payment plans or extensions with lenders and taking out personal loans or 0% APR ...
There are safer alternatives to payday loans, such as getting help from nonprofits and charities, negotiating payment plans or extensions with lenders and taking out personal loans or 0% APR ...
This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...
2. Credit card cash advances. Credit cards, when used responsibly, can be useful tools in an emergency.Many credit cards offer a cash advance feature that may allow you to access cash from an ATM ...
State park San Mateo: 4,728 1,913 1956 Showcases a secluded redwood-filled valley. [35] Butte City Project: Park property Butte: 37 15 2007 In development, not open to public Calaveras Big Trees State Park: State park Calaveras and Tuolumne: 6,498 2,630 1931 Protects two large groves of giant sequoias. [36] California Citrus State Historic Park