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2. What is an insurance score? - AOL

   www.aol.com/finance/insurance-score-161451135.html

   The states that prohibit or restrict credit from being used as a car insurance rating factor are California, Hawaii, Massachusetts and Michigan. ... Insurance score chart. Score range. Rating. 776 ...

3. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

4. Auto insurance risk selection - Wikipedia

   en.wikipedia.org/wiki/Auto_insurance_risk_selection

   Auto insurance risk selection is the process by which vehicle insurers determine whether or not to insure an individual and what insurance premium to charge. Depending on the jurisdiction, the insurance premium can be either mandated by the government or determined by the insurance company in accordance to a framework of regulations set by the government.

5. Factors that impact your cost of car insurance - AOL

   www.aol.com/finance/factors-impact-cost-car...

   Car insurance companies recognize this diversity and utilize rating factors to group individuals with similar traits in risk pools, allowing for more accurate premium calculations.

6. Insurance score - Wikipedia

   en.wikipedia.org/wiki/Insurance_score

   An insurance score – also called an insurance credit score – is a numerical point system based on select credit report characteristics. There is no direct relationship to financial credit scores used in lending decisions, as insurance scores are not intended to measure creditworthiness, but rather to predict risk .

7. Insurance company ratings explained - AOL

   www.aol.com/finance/insurance-company-ratings...

   Ratings for insurance companies matter because they highlight the financial stability of an insurer and help people gauge if the company will be able to provide them with the money they need in ...