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2. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   You’ll get a new mortgage with a new interest rate and repayment terms, and you could get a new lender with a new monthly payment due date. Once approved for refinancing, your new lender pays ...

3. Flexible mortgage - Wikipedia

   en.wikipedia.org/wiki/Flexible_mortgage

   The term flexible mortgage refers to a residential mortgage loan that offers flexibility in the requirements to make monthly repayments. The flexible mortgage first appeared in Australia in the early 1990s (hence the US term Australian mortgage ), however it did not gain popularity until the late 1990s.

4. Loan modification vs. refinance: Which option is best for you?

   www.aol.com/finance/loan-modification-vs...

   Avoid default and foreclosure: Agreeing to loan modification can help you avoid losing your house from missing mortgage payments. Keep the same loan with new terms: This is a big difference ...

5. What are the monthly payments on a $400,000 mortgage? - AOL

   www.aol.com/finance/400000-mortgage-payment...

   Assuming a 30-year fixed-rate mortgage at 6.5% interest, including estimated property taxes and insurance, the payment on a $400,000 mortgage would be around $2,857 a month.

6. When is my first mortgage payment due? - AOL

   www.aol.com/finance/first-mortgage-payment-due...

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7. Negative amortization - Wikipedia

   en.wikipedia.org/wiki/Negative_amortization

   Reverse mortgage: In the extreme or limiting case of the principle of negative amortization, the borrower in a loan does not need to make payments on the loan until the loan comes due; that is, all interest is capitalized, and the original principal and all interest accrued as of the due date are paid off together and at once.