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2. Is home insurance required? - AOL

   www.aol.com/finance/homeowners-insurance...

   Even though it may not be required by law, mortgage lenders typically require you to carry homeowners insurance. When you take out a mortgage or other type of home loan, the bank has a financial ...

3. Mortgage insurance vs homeowners insurance: what’s the ...

   www.aol.com/finance/mortgage-insurance-vs...

   Homeowners insurance is not required by federal or state law. However, most mortgage lenders require this type of insurance coverage for as long as they have a financial interest in the home.

4. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   The cost of homeowner's insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to ...

5. Types of homeowners insurance - AOL

   www.aol.com/finance/types-homeowners-insurance...

   The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. ... Ordinance or law. Pet or animal damage. ... Is homeowners insurance required?

6. What is homeowners insurance and how does it work? - AOL

   www.aol.com/finance/homeowners-insurance-does...

   An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...

7. Homeowner Flood Insurance Affordability Act of 2014 - Wikipedia

   en.wikipedia.org/wiki/Homeowner_Flood_Insurance...

   The federal government heavily underwrites the flood insurance rates for these areas. The law "ordered FEMA to stop subsidizing flood insurance for second homes and businesses, and for properties that had been swamped multiple times." [6] These changes were to occur gradually over the course of five years. FEMA was also instructed to do a study ...