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  2. Michigan Higher Education Assistance Authority - Wikipedia

    en.wikipedia.org/wiki/Michigan_Higher_Education...

    The Michigan Higher Education Assistance Authority (MHEAA) was created by the State of Michigan in 1960 through Public Act 77. One of the major components of MHEAA is the Michigan Guaranty Agency (MGA), the federally designated guarantor of federal student loans in Michigan. In that capacity, MHEAA-MGA primarily backs Michigan students by ...

  3. Michigan Guaranty Agency - Wikipedia

    en.wikipedia.org/wiki/Michigan_Guaranty_Agency

    The Michigan Guaranty Agency (MGA) is a component of the Michigan Higher Education Assistance Authority (MHEAA) and was established by Michigan Public Act 77 of 1960. MGA operates guarantees for three loan programs which are intended to guarantee subsidized and unsubsidized Federal Stafford loans, Federal PLUS loans, and Federal Consolidation loans made by banks, credit unions, savings and ...

  4. Property and casualty insurance guaranty funds - Wikipedia

    en.wikipedia.org/wiki/Property_and_Casualty...

    Most guaranty funds were created in the 1960s [4] when academics, state insurance commissioners, and lawmakers sought ways to provide new levels of insurance policyholder protection. [5] Guaranty funds are active in every state, the District of Columbia, Puerto Rico, and the Virgin Islands.

  5. Guaranty association - Wikipedia

    en.wikipedia.org/wiki/Guaranty_association

    A state guaranty association is not a government agency, but states usually require insurance companies to belong to it as a condition of being licensed to do business. The guaranty associations of the fifty states are members of a national umbrella association, the National Organization of Life and Health Insurance Guaranty Associations (NOLHGA).

  6. Government National Mortgage Association - Wikipedia

    en.wikipedia.org/wiki/Government_National...

    Today, Ginnie Mae securities are the only mortgage-backed securities that are backed by the "full faith and credit" guaranty of the United States Federal Government, although some have argued that Fannie Mae and Freddie Mac securities are de facto or "effective" beneficiaries of this guarantee after the Federal Government rescued them from ...

  7. Trustee Sales Guarantee - Wikipedia

    en.wikipedia.org/wiki/Trustee_Sales_Guarantee

    The actual sale typically completes a non-judicial foreclosure. The highest bidder at a trustee's sale gets title to the property; if no one bids, the title to the property keeps with the foreclosing mortgage lender. A valid foreclosure requires the following documents to be successful: Record vesting current owner

  8. Title insurance - Wikipedia

    en.wikipedia.org/wiki/Title_insurance

    Title insurance is a form of indemnity insurance, predominantly found in the United States and Canada, that insures against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage loans.

  9. Risk retention group - Wikipedia

    en.wikipedia.org/wiki/Risk_Retention_Group

    ] RRGs must form as liability insurance companies under the laws of at least one state—its charter state or domicile. The policyholders of the RRG are also its owners and membership must be limited to organizations or persons engaged in similar businesses or activities, thus being exposed to the same types of liability.