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  2. When to use a personal loan to pay off credit card debt - AOL

    www.aol.com/finance/personal-loan-pay-off-credit...

    If you can secure a personal loan for your total of $12,000 in credit card debt with an APR of 10 percent, you will be able to contribute your $200 each month and start paying off more than your ...

  3. Personal loan alternatives for bad-credit borrowers - AOL

    www.aol.com/finance/alternatives-bad-credit...

    While the average personal loan requires a credit score between 610 and 640, peer-to-peer loans may offer loans as low as 600. Funding times are often similar to what personal loan lenders offer.

  4. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Consumers with good or excellent credit scores generally qualify for competitive interest rates on debt consolidation loans. The average credit card currently has an interest rate of nearly 21 ...

  5. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  6. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That ...

  7. How to get a personal loan with bad credit & special ... - AOL

    www.aol.com/finance/personal-loan-bad-credit...

    While several personal loan lenders offer loan amounts as high as $100,000, bad credit lenders tend to limit you to $50,000 or less. Repayment terms: Bad credit loan terms usually range between ...

  8. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    You’re not alone if you’re carrying large amounts of debt across multiple credit cards and loans. According to the Federal Reserve Bank of New York , total household debt reached $17.5 ...

  9. How to improve your credit score with a personal loan - AOL

    www.aol.com/finance/improve-credit-score...

    Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

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