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  2. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    An actual pre-approval requires a hard credit inquiry, which you have to agree to let the lender make because it affects your credit. ... When you put in the official application for a credit card ...

  3. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/news/2013-09-06-preapproved-credit...

    "The average person only gets approved for 30 pecent of the credit cards they apply for, and then you've got that hard inquiry but didn't get credit," points out Lull.

  4. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  5. 6 Credit Cards That You Can Use Instantly After Approval - AOL

    www.aol.com/6-credit-cards-instantly-approval...

    Perks: $200 airline fee credit; $15 Uber credit every month; $200 hotel credit; $240 digital entertainment credit; $155 Walmart+ credit; unlimited Boingo WiFi access; 24/7 Premium Global Assist ...

  6. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

  7. Gulf & Fraser - Wikipedia

    en.wikipedia.org/wiki/Gulf_&_Fraser

    Since that time, the credit union has gone through over 30 mergers and many name changes. One of the most significant mergers occurred in 2004 when United Savings Credit Union merged with Gulf and Fraser Fishermen's Credit Union. Another notable merger was with Pioneer Credit Union — the third credit union to be chartered in British Columbia.

  8. The Best Instant Approval Credit Cards of 2025 - AOL

    www.aol.com/finance/5-best-instant-approval...

    Credit Score: Many instant approval cards require a good credit score (typically 670+). Some options, like the Discover it® Secured Card, are more lenient, catering to those with lower or ...

  9. Community federal credit union - Wikipedia

    en.wikipedia.org/wiki/Community_federal_credit_union

    A community federal credit union, is a credit union in the United States that are based upon the cooperative concept but differs in its scope of membership in that it is based on geographical membership. Unlike the majority of credit unions, the community credit union is based upon geographical membership and not worksite or union commonality. [1]

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