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2. HO-4 insurance: what it covers and who might need it - AOL

   www.aol.com/finance/ho-4-insurance-covers-might...

   In terms of coverage, the primary difference between HO-4 and HO-6 insurance is that HO-6 insurance includes interior finishings and HO-4 policies don’t. If a covered event ruins your ...

3. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   This kind of policy only covers specifically named perils and excludes liability coverage. HO-2 policies: These provide slightly more coverage than HO-1 policies and include some liability ...

4. Types of homeowners insurance - AOL

   www.aol.com/finance/types-homeowners-insurance...

   Learn more: HO-4 insurance. HO–5. An HO-5 policy is the most robust option available, covering your home, your personal belongings, liability, additional living expenses and medical payments for ...

5. What does homeowners insurance cover? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   Key takeaways. Most mortgage lenders require homeowners to purchase home insurance. Standard HO-3 home insurance policies cover damage to your home’s structure, other structures on your property ...

6. Farmers Insurance to expand home insurance coverage in ... - AOL

   www.aol.com/farmers-insurance-expand-home...

   SAN FRANCISCO (KRON) — Farmers Insurance announced Wednesday that it will expand coverage for California homeowners. Starting as soon as next week, the California-based insurance company said it ...

7. California FAIR Plan insurance: What it is and how it works - AOL

   www.aol.com/finance/california-fair-plan...

   To compare, an HO-3 policy includes liability coverage, covers your dwelling and other structures on an open-peril basis and offers financial protection for your personal property from 16 ...

8. California homeowners insurance market tested as fires rage - AOL

   www.aol.com/finance/california-homeowners...

   From 2012 to 2021, home insurers in California lost money on underwriting and insurance transactions, while nationwide average profit margins on those deals were 3.6% to 4.2%, respectively.

9. HO-3 vs HO-5 insurance - AOL

   www.aol.com/finance/ho-3-vs-ho-5-202307267.html

   HO-3 and HO-5 policies differ in how they cover your personal belongings. Both HO-3s and HO-5s exclude certain types of damage, such as flooding and earthquakes, from coverage. HO-5s are generally ...