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  2. HO-4 insurance: what it covers and who might need it - AOL

    www.aol.com/finance/ho-4-insurance-covers-might...

    What does an HO-4 policy cover? A standard HO-4 policy covers 16 specific perils. That means if your personal property is damaged due to one of these events, your insurance company should ...

  3. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    The key difference between HO-3 and HO-2 policies is that an HO-3 policy covers the physical structure of your home from open perils or any that are not explicitly excluded from your policy. HO-4 ...

  4. What Does Homeowners Insurance Cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    The standard homeowners insurance policy provides at least $100,000 worth of liability coverage, according to the III. Experts recommend increasing that to $300,000 to $500,000.

  5. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    What does home insurance cover? A standard home insurance policy, or HO-3 policy, typically offers six coverage types: Your home’s structure (dwelling coverage) Other structures. Your personal ...

  6. Types of homeowners insurance - AOL

    www.aol.com/finance/types-homeowners-insurance...

    The most common type of homeowners insurance is the HO-3 Special Form policy, which covers your home, your personal property, liability, additional living expenses and medical payments.

  7. Home Insurance: What's Covered, What Isn't - AOL

    www.aol.com/news/2012-10-31-home-insurance-whats...

    Republished here is one of AOL Real Estate's best guides to understanding a homeowners policy. ... Coverage C covers personal property. Under the base HO-3 policy, personal property is covered for ...

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