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2. What does it mean to freeze your credit? - AOL

   www.aol.com/social-security-number-may-exposed...

   Even if you choose to freeze your credit, it's still wise to review your credit reports regularly. You can get a copy of your credit report for free from each credit bureau at AnnualCreditReport ...

3. How to Pull a Free Annual Credit Report - AOL

   www.aol.com/news/pull-free-annual-credit-report...

   The first step to pulling a free annual credit report is to visit the website that allows you to get your report at no cost. The website is AnnualCreditReport.com. Be careful not to type in ...

4. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   While there are no guarantees, a well-written goodwill letter may persuade a creditor to ask the credit bureau to remove the negative mark from your credit report. If the bureau agrees, the update ...

5. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

6. Here's how to freeze your credit after Social Security number ...

   www.aol.com/finance/heres-freeze-credit-social...

   It's free and you'll have the option to say, 'freeze my credit report' with that specific credit bureau," Malicoat said. Disgraced ex-Congressman George Santos expected to plead guilty to federal ...

7. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. [7] The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com. [8]

8. Credit freeze - Wikipedia

   en.wikipedia.org/wiki/Credit_freeze

   The first state to pass a credit freeze law was California, with SB 1386 sponsored by Debra Bowen in 2002, effective 2003. [17] In late 2007, all three of the major credit bureaus (following TransUnion's lead) announced that they would let consumers freeze their credit reports, regardless of the state of residency. [18]

9. How to unfreeze credit if you lose your PIN - AOL

   www.aol.com/finance/unfreeze-credit-lose-pin...

   Remove the credit freeze from your account. To handle this process over the phone or by mail, follow these steps: Over the phone: Call 800-916-8800 and request to have your credit freeze lifted ...