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  2. UCC-1 financing statement - Wikipedia

    en.wikipedia.org/wiki/UCC-1_financing_statement

    A UCC-1 financing statement (an abbreviation for Uniform Commercial Code-1) is a United States legal form that a creditor files to give notice that it has or may have an interest in the personal property of a debtor (a person who owes a debt to the creditor as typically specified in the agreement creating the debt).

  3. What to know about "Where's my refund?" and the new 2025 tax ...

    www.aol.com/know-wheres-refund-2025-tax...

    A household's tax refund may represent their biggest check for the entire year, with many consumers planning to use the money for debt repayment, emergency savings or a big purchase.

  4. Repayment plan - Wikipedia

    en.wikipedia.org/wiki/Repayment_plan

    Federal Perkins Loan program are repayment plans available to undergraduate and graduate students who have demonstrated exceptional financial need and attended college or career school. The loan is subject to a fixed interest rate of 5%. [23] One repayment plan option for student loans is a graduated repayment schedule.

  5. Debt service coverage ratio - Wikipedia

    en.wikipedia.org/wiki/Debt_service_coverage_ratio

    Debt Service = (Principal Repayment) + (Interest Payments) + (Lease Payments) [3] To calculate an entity's debt coverage ratio, you first need to determine the entity's net operating income (NOI). NOI is the difference between gross revenue and operating expenses.

  6. Debt consolidation vs. debt payoff vs. debt counseling: What ...

    www.aol.com/finance/debt-consolidation-vs-debt...

    Key loan details. Requirements • Interest rates from 6% APR to 36% APR, depending on credit • Loan amounts from $1,000 to $50,000 • Repayment terms from 2 to 12 years

  7. Bond (finance) - Wikipedia

    en.wikipedia.org/wiki/Bond_(finance)

    In finance, a bond is a type of security under which the issuer owes the holder a debt, and is obliged – depending on the terms – to provide cash flow to the creditor (e.g. repay the principal (i.e. amount borrowed) of the bond at the maturity date and interest (called the coupon) over a specified amount of time. [1])

  8. What happens to your investment accounts after you die? - AOL

    www.aol.com/finance/what-happens-to-investment...

    Your investment account’s transfer process after death depends on how you’ve set it up – from quick transfers with proper beneficiaries to lengthy cort processes with probate.

  9. Overpayment scam - Wikipedia

    en.wikipedia.org/wiki/Overpayment_scam

    An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith.In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money.

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