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  2. Second mortgage - Wikipedia

    en.wikipedia.org/wiki/Second_mortgage

    Interest rates on such loans are fixed for the entire loan term, both of which are determined when the second mortgage is initially granted. [17] These close ended loans require borrowers to make principal-and-interest repayments on a monthly basis in a process of amortisation. [18] The interest repayments are the costs associated with ...

  3. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a ...

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