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  2. What Is a homeowners insurance peril and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-peril...

    Named peril coverage can apply to your dwelling and personal property coverage, depending on what policy form you have. The most common policy form, HO-3 policies, usually cover personal property ...

  3. HO-2 homeowners insurance policies

    www.aol.com/finance/ho-2-insurance-194603218.html

    Key takeaways. An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including ...

  4. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    This kind of policy only covers specifically named perils and excludes liability coverage. HO-2 policies: These provide slightly more coverage than HO-1 policies and include some liability ...

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Broad "named perils" [5] – this form expands on the "basic form" by adding 6 more covered perils. Again, this is a "named perils" policy. The loss must specifically be listed to receive coverage. Fortunately, the "broad form" is designed to cover the most common forms of property damage. Broad-form covered perils: All basic-form perils

  6. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    Property is insured in two main ways—open perils and named perils. Open perils cover all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism, and war. Named perils require the actual cause of loss to be ...

  7. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    This system of "named perils" [15] or "specific perils" [16] coverage proved to be unsustainable in the context of the Second Industrial Revolution, in that a typical large conglomerate might have dozens of types of risks to insure against.

  8. Difference in conditions insurance - AOL

    www.aol.com/finance/difference-conditions...

    Similar to HO-3 or HO-5 policies, DIC insurance can be a named peril or all-risk policy. Homeowners usually look for coverage for at least one of the following perils: Earthquake.

  9. Business owner's policy - Wikipedia

    en.wikipedia.org/wiki/Business_owner's_policy

    A typical business owner's policy includes property and liability insurance. The property insurance portion of a BOP is available most often as named-peril coverage, which provides compensation only for damage caused by events specifically listed in the policy (typically fire, explosion, wind damage, vandalism, smoke damage, etc.). [3]