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2. California FAIR Plan insurance: What it is and how it works - AOL

   www.aol.com/finance/california-fair-plan...

   The California FAIR Plan is an insurance program of last resort for homeowners in high-risk areas of the Golden State who are unable to obtain fire coverage in the private insurance market.

3. How to buy homeowners insurance - AOL

   www.aol.com/finance/buy-homeowners-insurance...

   3. Explore coverage add-ons. A standard home insurance policy might not meet some homeowners’ needs. Most home insurance policies do not cover earthquake or flood losses. If you live in an area ...

4. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   HO-3 policies: These are the most common homeowners insurance policy type and include all the basic coverage types. The key difference between HO-3 and HO-2 policies is that an HO-3 policy covers ...

5. How to choose the best home insurance company - AOL

   www.aol.com/finance/choose-best-home-insurance...

   4. Compare quotes based on coverage. When you purchase a home insurance policy, the rate will vary based on a number of factors that are unique to you and your home. Additionally, home insurance ...

6. Limited home insurance options in California as major ...

   www.aol.com/finance/limited-home-insurance...

   Get major insurers to write policies for high-risk areas: The California Department of Insurance is looking for the top 12 home insurance companies in the state to commit to writing a minimum of ...

7. How to read a homeowners insurance policy

   www.aol.com/finance/read-homeowners-insurance...

   The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...