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A dental discount plan, also known as a referral plan, is a membership-based discount plan for dental health maintenance and intervention. In it, the patient pays the entire cost of a rate negotiated between the dentist and the referring company, usually between 10-60% of normal cost.
With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
The Delta Dental Plans Association, also known as simply Delta Dental, is an American network of dental insurance companies composed of 39 independent Delta Dental members operating in all 50 states, the District of Columbia and Puerto Rico. These member companies provide coverage to 85 million people, enrolled in over 157,000 groups.
UnitedHealthcare's (UHC) Medicare plans often cover routine preventive dental services. Out-of-pocket costs may apply. Learn more about UHC here.
Still, 81% of respondents rated their health insurance as “excellent” or “good,” the same survey found. More than 200 readers have written to CNN since the shooting about their experiences ...
Insurance industry trade group AHIP said in an emailed statement that health plans, providers and drugmakers share responsibility to make care as affordable as possible and easier to navigate.
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