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  2. Savings interest rates today: Beat the Fed's next move with ...

    www.aol.com/finance/savings-interest-rates-today...

    At the conclusion of its seventh and penultimate rate-setting policy meeting of 2024 on November 7, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...

  3. Federal funds rate - Wikipedia

    en.wikipedia.org/wiki/Federal_funds_rate

    Though the London Interbank Offered Rate (LIBOR), the Secured Overnight Financing Rate (SOFR) and the federal funds rate are concerned with the same action, i.e. interbank loans, they are distinct from one another, as follows: The target federal funds rate is a target interest rate that is set by the FOMC for implementing U.S. monetary policies.

  4. Fed rate cut: The biggest losers and winners after the Fed's ...

    www.aol.com/finance/fed-rate-winners-losers...

    The Federal Reserve’s Federal Open Market Committee (FOMC) delivered its second federal funds rate cut of 2024, lowering its benchmark rate by a quarter point to a range between 4.50% and 4.75%.

  5. The Fed rate cut: 5 ways lower rates will affect your wallet

    www.aol.com/finance/what-does-fed-rate-cut-mean...

    For instance, the prime rate rose to 8.50% in July 2023 just as the target federal funds rate increased to a range of 5.25% to 5.50%. How soon do credit card APRs change after a Fed rate decision?

  6. History of Federal Open Market Committee actions - Wikipedia

    en.wikipedia.org/wiki/History_of_Federal_Open...

    The effective federal funds rate over time, through December 2023. This is a list of historical rate actions by the United States Federal Open Market Committee (FOMC). The FOMC controls the supply of credit to banks and the sale of treasury securities.

  7. Here's the impact of the Fed's rate cut decision today - AOL

    www.aol.com/heres-expect-feds-rate-cut-100010016...

    The Federal Reserve said it is cutting rates by 0.25 percentage ... That brings down the federal funds rate — the interest rate banks charge each other for borrowing money — to a range of 4.5% ...

  8. U.S. prime rate - Wikipedia

    en.wikipedia.org/wiki/U.S._Prime_Rate

    The Federal Open Market Committee (FOMC) meets eight times per year wherein they set a target for the federal funds rate. In the United States, the prime rate is traditionally established by the Wall Street Journal. [2] Every major bank sets its own prime rate. When 23 out of the 30 largest US banks change their prime rate, the Journal ...

  9. Savings interest rates today: Best accounts still paying out ...

    www.aol.com/finance/savings-interest-rates-today...

    At the conclusion of its sixth rate-setting policy meeting of 2024 on September 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 50 basis points to ...