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Insurance brokers work independently and represent clients, helping them find the best insurance policies to meet their unique needs and budgets.
An insurance broker is an intermediary who sells, solicits, or negotiates insurance on behalf of a client for compensation. An insurance broker is distinct from an insurance agent in that a broker typically acts on behalf of a client by negotiating with multiple insurers, while an agent represents one or more specific insurers under a contract.
The California FAIR Plan is an insurance program of last resort for homeowners in high-risk areas of the Golden State who are unable to obtain fire coverage in the private insurance market.
In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail. Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in ...
Guy Carpenter (1869–1935) [4] founded the company in 1922 and concluded a merger with MMC founders Henry W. Marsh and Donald R. McLennan about a year later. [5] [6] Concurrently, he was the manager [7] of Atlanta-based [8] [9] Cotton Insurance Association, [6] which had been organized in 1905.
The Securities Investor Protection Corporation, or SIPC, protects the clients of brokers who are covered by the plan, including those listed above. Think of it as a kind of FDIC for brokers. That ...
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