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  2. Bridge loans: What are they and how do they work? - AOL

    www.aol.com/finance/bridge-loans-161837154.html

    80/10/10 loan: With an 80/10/10 loan (also known as a piggyback loan), you put down 10 percent and finance two mortgages — the first mortgage for 80 percent of the purchase price and the ...

  3. Down payment assistance: How it works and how to get it - AOL

    www.aol.com/finance/mortgage-down-payment...

    Types of down payment assistance loans and programs Grants. A homebuyer grant is a type of down payment assistance that provides a one-time cash sum, often in the form of a no-interest second ...

  4. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Down payment assistance loans. Many first-time homebuyer programs offer a lower-cost first mortgage to help you buy the home, then a second mortgage to help you cover your down payment and closing ...

  5. Second mortgage - Wikipedia

    en.wikipedia.org/wiki/Second_mortgage

    The implication of such environments is the increase in cost of purchasing a property in terms of down payments and monthly mortgage repayments. [44] Whilst conventional primary mortgages permit home buyers to borrow up to 80 percent of the property's value, they are conditional on a 20 percent down payment. [4]

  6. What Is a Bridge Loan? Here’s What Homebuyers Should Know - AOL

    www.aol.com/finance/bridge-loan-homebuyers-know...

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  7. Bridge loan - Wikipedia

    en.wikipedia.org/wiki/Bridge_loan

    A construction loan would then be obtained to take out the bridge loan and fund the completion of the project. [7] A consumer is purchasing a new residence and plans to make a down payment with the proceeds from the sale of a currently owned home. The currently owned home will not close until after the close of the new residence.

  8. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    Many people who purchased their home with a down payment of less than 20% of the purchase price were required to have private mortgage insurance (PMI). This is common practice with Freddie Mac or Fannie Mae loans. Having PMI attached to a loan made that loan easier to sell on the Wall Street secondary market as a "whole loan".

  9. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Lastly, hard money lenders require a down payment, often one that’s a higher percentage than a traditional mortgage — think 20 percent at minimum, or 30 percent or more. A conforming ...

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