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2. Accident insurance - Wikipedia

   en.wikipedia.org/wiki/Accident_insurance

   Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.

3. Personal injury protection - Wikipedia

   en.wikipedia.org/wiki/Personal_injury_protection

   Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

4. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   If an insured driver hits a car full of people and is found by the insurance company to be liable, the insurance company will pay $25,000 of one person's medical bills but will not exceed $50,000 for other people injured in the accident. The insurance company will not pay more than $25,000 for property damage in repairs to the vehicle that the ...

5. What are the different types of car insurance coverage? - AOL

   www.aol.com/finance/different-types-car...

   In the case of car insurance, liability refers to damage and injuries that you cause with your vehicle. There are two types of liability offered on most standard car insurance policies: bodily ...

6. What happens if you get in an accident without insurance? - AOL

   www.aol.com/finance/happens-accident-without...

   Here’s why it’s important to have car insurance and what to do in case of an accident without it. ... at fault for an accident. If police are called to the scene, your state will most likely ...

7. Accidental death and dismemberment insurance - Wikipedia

   en.wikipedia.org/wiki/Accidental_death_and...

   This is called double indemnity coverage and is often available even when accidental death insurance is merely an add-on to a regular life insurance plan. Some of the covered accidents include traffic accidents, exposure, homicide, falls, heavy equipment accidents and drowning.

8. Workers' compensation - Wikipedia

   en.wikipedia.org/wiki/Workers'_compensation

   Dangerous tasks are common in the construction workplace. Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.

9. If a neighbor's tree falls on your property, who has to pay ...

   www.aol.com/finance/neighbors-tree-falls...

   If there’s minimal damage, it may not pay to file a claim if the cost of repairs is below the cost of your deductible. But since tree damage can be extensive, filing a claim does make sense in ...