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Cyber insurance is a specialty insurance product intended to protect businesses from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities.
Some insurance markets effectively function as regulation, due to insurance companies encouraging or requiring certain actions in order to gain coverage.Although many economists argue that insurers can reduce moral hazard to some degree, it is debated the extent to which insurers can effectively substitute for government regulations to reduce risk.
A cybersecurity regulation comprises directives that safeguard information technology and computer systems with the purpose of forcing companies and organizations to protect their systems and information from cyberattacks like viruses, worms, Trojan horses, phishing, denial of service (DOS) attacks, unauthorized access (stealing intellectual property or confidential information) and control ...
Filling this gap is standards required by cyber insurance, which is held by most large companies and functions as de facto regulation. [ 114 ] [ 115 ] Of the laws that do exist, there are two main approaches—one that prescribes specific standards to follow, and the reasonableness approach. [ 116 ]
This is a list of reports about data breaches, using data compiled from various sources, including press reports, government news releases, and mainstream news articles.. The list includes those involving the theft or compromise of 30,000 or more records, although many smaller breaches occur continual
It should only contain pages that are Types of insurance or lists of Types of insurance, as well as subcategories containing those things (themselves set categories). Topics about Types of insurance in general should be placed in relevant topic categories .
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Information technology risk, IT risk, IT-related risk, or cyber risk is any risk relating to information technology. [1] While information has long been appreciated as a valuable and important asset, the rise of the knowledge economy and the Digital Revolution has led to organizations becoming increasingly dependent on information, information processing and especially IT.
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