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  2. How to cancel a life insurance policy

    www.aol.com/finance/cancel-life-insurance-policy...

    Viatical settlement: A viatical settlement involves selling your life insurance policy to a third party, often when you have a terminal illness and a life expectancy of less than two years. The ...

  3. Life settlement - Wikipedia

    en.wikipedia.org/wiki/Life_settlement

    A life settlement or viatical settlement (from Latin viaticum, something received before death) [1] is the sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, [2] to a third party investor. [3]

  4. Should I Choose a Life or Viatical Settlement? - AOL

    www.aol.com/choose-life-viatical-settlement...

    The ins and outs of life insurance can be complex. That can be especially true if you want to sell your life insurance policy. There are two types of settlements: life settlements and viatical ...

  5. Does It Make Sense to Sell Your Life Insurance Policy?

    www.aol.com/news/2010-12-24-life-insurance...

    Before life settlements, if you owned a life insurance policy that you no longer wanted or needed, you had two choices: surrender the policy for its cash value or allow it to lapse.

  6. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

  7. Long Term Care Benefit Plan - Wikipedia

    en.wikipedia.org/wiki/Long_Term_Care_Benefit_Plan

    People have a legal right to sell their life insurance policies. [4] Life insurance policies are sold as Long Term Care Benefit Plans to pay for long term care, including assisted living and home care rather than a policy be surrendered or allowing it to lapse. [1] [5] A Long Term Care Benefit Plan is also known as an Assurance Benefit Plan.

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