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2. Refinance appraisal: How it works and what to expect - AOL

   www.aol.com/finance/refinance-appraisal-works...

   A home with a low appraisal represents a higher risk for the lender because you could end up underwater on the new mortgage. If you get a low appraisal, there are a few things you can do. First ...

3. Home appraisal vs. home inspection: What’s the difference?

   www.aol.com/finance/home-appraisal-vs-home...

   If the appraisal comes in low — that is, if the appraised amount is lower than the loan amount — that appraisal gap will have to be made up by the buyer, or it may even derail the deal.

4. Home Appraisals Lower Than Prices? What to Do - AOL

   www.aol.com/2013/01/09/home-appraisals-lower...

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5. 6 Things You Need To Do When Preparing for a Home Appraisal - AOL

   www.aol.com/6-things-preparing-home-appraisal...

   If the home isn’t worth the selling price, the buyer might still qualify for the deal with a higher loan-to-value ratio, as long as the mortgage doesn’t cost more than the home’s value.

6. Real estate appraisal - Wikipedia

   en.wikipedia.org/wiki/Real_estate_appraisal

   In the United States, mortgage valuations of improved residential properties are generally reported on a standardized form like the Uniform Residential Appraisal Report. [24] Appraisals of more commercial properties (e.g., income-producing, raw land) are often reported in narrative format and completed by a Certified General Appraiser.

7. Broker's price opinion - Wikipedia

   en.wikipedia.org/wiki/Broker's_price_opinion

   situations that do not require the expense or time of a full appraisal [4] [1] [8] real estate owned (REO) properties [1] pending foreclosures [4] or foreclosured properties [1] short sales [1] an addition or a cross-check to an appraisal; home equity loans [1] or a home equity line of credit [1] of less than $250,000 [citation needed ...

8. Uniform Residential Appraisal Report - Wikipedia

   en.wikipedia.org/wiki/Uniform_Residential...

   The most current incarnation of the URAR is the Fannie Mae Form 1004 [1] updated for March 2005. It is considered a full appraisal with all three approaches to value, cost approach, sales comparison approach, and income approach. [2]

9. Homebuying checklist - AOL

   www.aol.com/finance/homebuying-checklist...

   A traditional 20 percent down payment can feel out of reach for many buyers — 20 percent on a $300,000 home is $60,000, a big amount to pay upfront — but many loans accept a much lower percentage.