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  2. How to make sure your bank is FDIC-insured — and what to ...

    www.aol.com/finance/how-to-confirm-bank-fdic...

    With joint accounts, the FDIC insurance covers up to $250,000 per co-owner — or $500,000. However, this limit applies to all joint accounts that you share at a bank.

  3. 6 best ways to FDIC-insure your excess bank deposits - AOL

    www.aol.com/finance/ways-to-insure-excess-bank...

    Note this limit applies to all joint accounts that you share at a bank. So if you shared a $300,000 CD and a $275,000 high-yield savings account with your spouse or partner, $75,000 of those funds ...

  4. FDIC insurance: What it is and how it works - AOL

    www.aol.com/finance/fdic-insurance-works...

    Joint accounts are insured for $250,000 per co-owner, so a $500,000 CD owned by two joint account holders would be fully insured because each account holder is insured for up to $250,000.

  5. Federal Deposit Insurance Corporation - Wikipedia

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    Thus if three people jointly own a $750,000 account, the entire account balance is insured because each depositor's $250,000 share of the account is insured. The owner of a revocable trust account is generally insured up to $250,000 for each unique beneficiary (subject to special rules if there are more than five of them).

  6. The FDIC change that leaves wealthy bank depositors ... - AOL

    www.aol.com/finance/fdic-change-leaves-wealthy...

    What isn't changing is that the FDIC still insures up to $250,000 per depositor and per account category at each bank. Here's how that works: Say you have $250,000 in an individual savings account ...

  7. Federal Deposit Insurance Corporation Improvement Act of 1991

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    The Federal Deposit Insurance Corporation Improvement Act of 1991 (FDICIA, Pub. L. 102–242), passed during the savings and loan crisis in the United States, strengthened the power of the Federal Deposit Insurance Corporation.

  8. Your Personal FDIC Insurance Explanation Guide - AOL

    www.aol.com/does-mean-fdic-insured-110007663.html

    Multiple Accounts & Joint Accounts. Recall that the FDIC covers up to $250,000 per depositor, per ownership category. ... These limits only apply to each bank, meaning that if our person moves ...

  9. 7 best ways to insure excess deposits - AOL

    www.aol.com/finance/7-best-ways-insure-excess...

    These deposits are insured for up to $250,000 per depositor, per FDIC-insured bank, per account ownership category. The FDIC insurance limit has been the same for more than a decade. The FDIC ...