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2. How long should your car loan be? - AOL

   www.aol.com/finance/long-car-loan-170629705.html

   When exploring auto loan options, give some thought to the loan term you select. Most lenders offer terms between 24 and 84 months , but some lenders offer terms up to 96 months.

3. Average length of a car loan nears 70 months - AOL

   www.aol.com/average-length-car-loan-nears...

   The latest Experian State of the Auto Finance Market report found the average term for new car loans—the number of months it takes to pay off loans on new cars—rose to 68.48 months in the ...

4. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

   www.aol.com/finance/best-auto-loan-rates-first...

   For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates. The average auto loan rate for someone with excellent credit is 5.25%, according ...

5. Closed-end credit - Wikipedia

   en.wikipedia.org/wiki/Closed-end_credit

   Auto loans are especially beneficial in this respect. Successful management of a closed-end credit is a very demonstrative indicator for future lenders. The peculiar feature of closed-end credits is that they preserve the same interest rate level and the loan principal is not increased after the disbursement of funds or after the partial repayment.

6. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

7. GAP insurance - Wikipedia

   en.wikipedia.org/wiki/GAP_insurance

   Exclusions to GAP insurance vary by country or state. Some exclusions include a maximum loss limit of $50,000 while others require a loan term of less than 84 months. [5] GAP is an optional purchase, but many states in the US require that a car dealership offer GAP at the point of purchase.