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2. How much house can I afford? Here’s how to do the math. - AOL

   www.aol.com/finance/much-house-afford-math...

   Down payment: the portion of the home’s purchase price paid up-front Loan term: the duration of the loan (e.g., 15, 20, or 30 years) Interest rates: the cost of borrowing, which changes based on ...

3. How 1 Extra Mortgage Payment a Year Helps Pay Off Your Home ...

   www.aol.com/finance/one-extra-mortgage-payment...

   The results are nearly identical, although making an extra mortgage payment at the end of the year saves you a tiny bit more money on interest. Pay off date: December 2047. Total interest paid ...

4. Dave Ramsey’s 7 Tips for Quickly Paying Off a Mortgage - AOL

   www.aol.com/dave-ramsey-7-tips-paying-120027516.html

   Not only will you pay off a 15-year mortgage in half the time, but you’ll also pay much less in interest. Once you get into that 15-year-mortgage, increase your payments, if possible, to pay it ...

5. Amortization calculator - Wikipedia

   en.wikipedia.org/wiki/Amortization_calculator

   An amortization schedule calculator is often used to adjust the loan amount until the monthly payments will fit comfortably into budget, and can vary the interest rate to see the difference a better rate might make in the kind of home or car one can afford. An amortization calculator can also reveal the exact dollar amount that goes towards ...

6. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   A potential borrower can use an online mortgage calculator to see how much property he or she can afford. A lender will compare the person's total monthly income and total monthly debt load. A mortgage calculator can help to add up all income sources and compare this to all monthly debt payments.

7. Second mortgage - Wikipedia

   en.wikipedia.org/wiki/Second_mortgage

   Mortgage brokers and lenders offered affordability products with 100 percent LTV. This permitted potential homeowners to purchase properties with zero down payment and limited borrower documentation. Additionally, Fannie Mae and Freddie Mac provided similar deals to low-income borrowers including loans with LTV ratios exceeding 90 percent of ...