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Prosper Marketplace is America's first peer-to-peer lending marketplace, with over $23 billion in funded loans. [1] Borrowers request personal loans on Prosper and investors (individual or institutional) can fund anywhere from $2,000 to $50,000 per loan request.
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The size of the service fee was 1% on all amounts the borrower pays. [64] The company facilitated interest rates that were better for lenders and borrowers than they would receive from most banks. It averaged between a six and nine percent return to investors between its founding and 2013. [ 65 ]
Prosper Marketplace, a business that allows online person-to-person lending and borrowing; See also. Prosperity, a state of overall flourishing and good fortune;
TD Bank. Prosper. Bankrate score. 4.7. 4.7. Better for. Borrowers with good or excellent credit. Borrowers with less-than-perfect credit. Loan amounts. $2,000-$50,000