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2. Do I have to pay off credit card debt that’s been sold to a ...

   www.aol.com/finance/pay-off-credit-card-debt...

   Until unpaid credit card debt is paid or ultimately forgiven, it is still owed. ... While a collection item will drop off after seven years, chapter 7 bankruptcies stay on your credit reports for ...

3. How long can a debt collector pursue old debt?

   www.aol.com/finance/long-debt-collector-pursue...

   The amount of time that a debt collector can legally pursue old debt varies by state and type of debt but can range between three and 20 years. Each state has its own statute of limitations on ...

4. What debts can’t be removed from your credit report? - AOL

   www.aol.com/finance/debts-t-removed-credit...

   Type of debt. Length of time on report (after payoff) Credit card. Up to 7 years. Student loans. Up to 7 years. Foreclosures. Up to 7 years. Money owned to/guaranteed by the government

5. When does debt fall off your credit report? - AOL

   www.aol.com/finance/does-debt-fall-off-credit...

   7 years. Late payments. 7 years. Foreclosures. 7 years. Short sales. 7 years. Collection accounts. 7 years. Chapter 13 bankruptcies. 7 years. Unpaid student loans. Indefinitely, or 7 years from ...

6. What is a credit card charge-off? - AOL

   www.aol.com/finance/credit-card-charge-off...

   A charge-off is a debt that has gone unpaid for a sufficient amount of time and is deemed uncollectible by the creditor. ... the debt will often remain on your credit report for up to seven years ...

7. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   In response to the pandemic, consumer debt grew a lot, starting at $15.85 trillion at the beginning of 2022 and going up to $16.90 trillion by the end of the year. This is $2.75 trillion more than ...