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2. How long can a debt collector pursue old debt?

   www.aol.com/finance/long-debt-collector-pursue...

   The amount of time that a debt collector can legally pursue old debt varies by state and type of debt but can range between three and 20 years. Each state has its own statute of limitations on ...

3. When does debt fall off your credit report? - AOL

   www.aol.com/finance/does-debt-fall-off-credit...

   7 years. Late payments. 7 years. Foreclosures. 7 years. Short sales. 7 years. Collection accounts. 7 years. Chapter 13 bankruptcies. 7 years. Unpaid student loans. Indefinitely, or 7 years from ...

4. What is the statute of limitations on debt? - AOL

   www.aol.com/finance/statute-limitations-debt...

   For example, if you miss a payment on a debt with a five-year statute of limitations on July 1, 2024, then after July 1, 2029, the statute of limitations will have passed. This technically means ...

5. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   A charge-off is one of the most adverse factors that can be listed on a credit report. [2] It will then be listed as such on the debtor's credit bureau reports (Equifax, for instance, lists "R9" in the "status" column to denote a charge-off.) The item will include relevant dates, and the amount of the bad debt. [3]

6. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   Credit card debt forgiveness. Credit card forgiveness is a rarity. Card issuers typically expect individuals to repay the amount borrowed, and high-interest credit card debt can be difficult to ...

7. Chapter 13, Title 11, United States Code - Wikipedia

   en.wikipedia.org/wiki/Chapter_13,_Title_11...

   The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...