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  2. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

    www.aol.com/6-free-budget-templates-excel...

    Best 50/30/20 Budget Template. Available for Excel and Google Sheets, ... Additional budget templates for Excel can be downloaded from Microsoft’s website. How Do I Create a Budget Template?

  3. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

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    Instead, here are nine completely free, easy-to-use budget templates and spreadsheets that are available to download right now. Microsoft Excel Personal Monthly Budget Spreadsheet Where to get it ...

  4. HOA fees and assessments on the rise as home-insurance ... - AOL

    www.aol.com/finance/hoa-fees-assessments-rise...

    For example, the same study shows that the cost of HOA fees in Tampa, Florida — recently hard-hit by Hurricane Milton — rose more than 17 percent. ... Tips to limit the impact of HOA increases ...

  5. Homeowner association - Wikipedia

    en.wikipedia.org/wiki/Homeowner_association

    Since it is impossible to cover all of an HOA's transactions in an audit, a CPA selects a sample of transactions and scrutinizes details. For example, they can use a sample of outgoing transactions to verify invoices and make sure all the funds were spent as intended and properly documented. Also, an auditor can verify bank statements ...

  6. Reserve study - Wikipedia

    en.wikipedia.org/wiki/Reserve_study

    Reserve studies are in essence planning tools designed to help the board anticipate, and prepare for, the property's predictable major repair and replacement projects. For example, such projects would include: replacement of the roof on the building(s), replacement of the boiler, retrofit of the fire alarm devices, and resurfacing of the roadways.

  7. Private transfer fee - Wikipedia

    en.wikipedia.org/wiki/Private_transfer_fee

    The fact that an HOA is arguably using the funds on an ongoing basis, whereas a developer private transfer fee is used to reimburse the developer for costs already incurred, is a distinction of little import, particularly when courts have routinely upheld HOA transfer fees without any necessity of showing the use of proceeds.

  8. Common-interest development - Wikipedia

    en.wikipedia.org/wiki/Common-interest_development

    The HOA governs the CID based upon the incorporated covenants, conditions, and restrictions (CC&Rs) which were recorded when the property was subdivided. [citation needed] The CC&Rs will outline the financial budgeting guideline for the HOA in determining the dollar amount in maintenance fees for assessing the owners. In a wholly owned CID ...

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