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  2. Instant payment notification - Wikipedia

    en.wikipedia.org/wiki/Instant_Payment_Notification

    IPN messages can represent payment success or failures, order transaction status changes, accounting ledger information and many others depending on the payment gateway. [1] The payments industry is an evolving market, technology like IPN and instant payment are now used in the retail market and in the domestic sphere, but they are expected to ...

  3. Merchant account - Wikipedia

    en.wikipedia.org/wiki/Merchant_account

    Some merchant account providers have their own payment gateways but the majority of companies use 3rd party payment gateways. The gateway usually has 2 components: a) the virtual terminal that can allow for a merchant to securely login and key in credit card numbers or b) have the website's shopping-cart connect to the gateway via an API to ...

  4. Unified Payments Interface - Wikipedia

    en.wikipedia.org/wiki/Unified_Payments_Interface

    Unified Payments Interface (UPI) is an Indian instant payment system as well as protocol developed by the National Payments Corporation of India (NPCI) in 2016. The interface facilitates inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions. [1] [2] It is used on mobile devices to instantly transfer funds between two bank ...

  5. Payment gateway - Wikipedia

    en.wikipedia.org/wiki/Payment_gateway

    The payment processor forwards the response to the payment gateway, who forwards it to the website. The entire process typically takes 2–3 seconds. [3] The merchant then fulfills the order and the above process can be repeated but this time to "clear" the authorization by consummating (e.g. fulfilling) the transaction.

  6. Payment processor - Wikipedia

    en.wikipedia.org/wiki/Payment_processor

    Once the payment processor has received confirmation that the credit card details have been verified, the information is relayed back via the payment gateway to the merchant, who will then complete the payment transaction. If verification is denied by the card association, the payment processor will relay the information to the merchant, who ...

  7. Payment service provider - Wikipedia

    en.wikipedia.org/wiki/Payment_service_provider

    They will often provide merchant services and act as a payment gateway or payment processor for e-commerce and brick and mortar businesses. They may also offer risk management services for card and bank based payments, transaction payment matching, digital wallets , reporting, fund remittance , currency exchange and fraud protection.

  8. Square (financial services) - Wikipedia

    en.wikipedia.org/wiki/Square_(financial_services)

    In February 2023, Block reported that Square served 4 million merchant clients over January-December 2022. [8] According to the company, its "larger business customers", identified by Square as generating more than $500,000 in annualized gross payment volume (GPV), made up 40% of its seller base in the third quarter of 2022.

  9. List of online payment service providers - Wikipedia

    en.wikipedia.org/wiki/List_of_online_payment...

    The following is a list of notable online payment service providers and payment gateway providing companies, their platform base and the countries they offer services in: (POS -- Point of Sale ) Company

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