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  2. Term sheet - Wikipedia

    en.wikipedia.org/wiki/Term_sheet

    A term sheet is a bullet-point document outlining the material terms and conditions of a potential business agreement, establishing the basis for future negotiations between a seller and buyer. It is usually the first documented evidence of a possible acquisition . [ 1 ]

  3. Commercial mortgage - Wikipedia

    en.wikipedia.org/wiki/Commercial_mortgage

    The term of a commercial mortgage is generally between five and ten years for stabilized commercial properties with established cash flows (sometimes called "permanent loans"), and between one and three years for properties in transition, for example, newly opened properties or properties undergoing renovation or repositioning (sometimes called ...

  4. Commercial and industrial loan - Wikipedia

    en.wikipedia.org/wiki/Commercial_and_industrial_loan

    Debt service coverage requirements for a term or amortizing loan is generally 1.1:1, and is defined as principal payments, plus interest expense, throughout one fiscal year analyzed on a 12-month trailing basis. Commercial loans are available in 48 states. They are: Multi-Family Commercial Loan Programs; Mixed-Use Commercial Loan Programs

  5. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    For commercial banks and large finance companies, "loan agreements" are usually not categorized although "loan portfolios" are often broadly characterized into "personal" and "commercial" loans while the "commercial" category is then subdivided into "industrial" and "commercial real estate" loans.

  6. How to manage a short-term business loan - AOL

    www.aol.com/finance/manage-short-term-business...

    Since short-term loans have shorter repayment terms — often three to 18 months — managing them wisely is essential. Otherwise, you could end up defaulting on your loan or in a cycle of debt ...

  7. How can you use a short-term business loan? - AOL

    www.aol.com/finance/short-term-business-loan...

    A short-term loan may not be the best option for large emergency expenses unless you can meet the repayment terms, as defaulting will damage your credit score. 3. To buy inventory.

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