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  2. Do you need a down payment to refinance your mortgage? - AOL

    www.aol.com/finance/down-payment-refinance...

    You don’t need a down payment to refinance, but you’ll likely have to come up with cash for closing costs. ... Say your house is valued at $400,000 and there’s $300,000 on your mortgage ...

  3. How much is a down payment on a house? - AOL

    www.aol.com/finance/much-down-payment-house...

    FHA loans require as little as 3.5 percent, and VA loans and USDA loans have no down payment requirement at all. Mortgage Most homeowners don’t put 20 percent down.

  4. Do I really need a 20 percent down payment for a house? - AOL

    www.aol.com/finance/really-20-percent-down...

    The median price for an existing home in the U.S. was $379,100 as of January 2024. A 20 percent down payment on a home at this price would come to $75,820. Regardless of price or loan type, though ...

  5. What is a down payment? - AOL

    www.aol.com/finance/down-payment-180952544.html

    What is the minimum down payment for a house? For conventional loans, the minimum mortgage down payment is 3 percent. FHA loans require a down payment of 3.5 percent with a credit score of 580 or ...

  6. How to buy a house in 2024 - AOL

    www.aol.com/finance/buy-house-2024-232506531.html

    3. Save for a down payment. To avoid having to pay private mortgage insurance, or PMI, you’ll need to put down at least 20 percent of the home’s purchase price for a down payment. Some lenders ...

  7. How Much Should You Save for a Down Payment on a House? - AOL

    www.aol.com/much-save-down-payment-house...

    However, all FHA loans have a 1.75% upfront mortgage insurance premium, or MIP, requirement, plus an annual MIP that ranges from 0.45% to 1.05%, depending on your loan amount, loan term and down ...

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