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2. Homeowner association - Wikipedia

   en.wikipedia.org/wiki/Homeowner_association

   A homeowner association (or homeowners' association [HOA], sometimes referred to as a property owners' association [POA], common interest development [CID], or homeowner community) is a private, legally-incorporated organization that governs a housing community, collects dues, and sets rules for its residents.

3. What is an HOA insurance policy?

   www.aol.com/finance/hoa-insurance-policy...

   This type of policy protects the HOA community against certain liability risks or property damage. For example, if a visitor slips on an icy walkway in a neighborhood park, the insurance coverage ...

4. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Liability coverage. Liability is typically bundled together with building and contents coverage. Injuries and damage on premises would be covered by building coverage liability while any offsite occurrences would be covered under contents coverage. [22] Common exclusions. As with most insurance policies, there are always exclusions.

5. Davis–Stirling Common Interest Development Act - Wikipedia

   en.wikipedia.org/wiki/Davis–Stirling_Common...

   Under Davis–Stirling, a developer of a common interest development is able to create a homeowner association (HOA) to govern the development. As part of creating the HOA, the developer records a document known as the Declaration of Covenants, Conditions, and Restrictions against the units or parcels within the HOA with the county recorder.

6. Indemnity - Wikipedia

   en.wikipedia.org/wiki/Indemnity

   If indemnitors can negotiate a limit on liability in their contract, that limits the cost of a potential indemnity if they "make clear in the agreement that any limitations of liability (whether in the form of caps or exclusions of certain types of damages – e.g., consequential) apply to the ... indemnification." [28]

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