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  2. Lifeline (FCC program) - Wikipedia

    en.wikipedia.org/wiki/Lifeline_(FCC_program)

    In 1997, the FCC broadened the scope of the program under the 1997 Universal Service Order to make Lifeline more affordable for low-income households by raising the federal support amount. [14] Due to the rise of cell phones, the FCC made more changes in 2005 so that wireless phone service providers could offer free cell phone service using ...

  3. How to get out of debt with a low income - AOL

    www.aol.com/finance/debt-low-income-215227915.html

    Debt management plan. A debt management plan can help you get a more manageable monthly payment. A credit counselor will work to negotiate with creditors to help you avoid collection calls, save ...

  4. 3 steps to calculate your debt-to-income ratio - AOL

    www.aol.com/finance/3-steps-calculate-debt...

    Many lenders will only allow you to count 75 percent of the monthly rent towards income. That leaves a buffer for maintenance and vacancies. That leaves a buffer for maintenance and vacancies ...

  5. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Faster debt repayment: The main advantage of consolidating debt is combining multiple monthly payments into a single monthly payment. This allows you to direct your payments to a single source.

  6. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1]

  7. Payment protection insurance - Wikipedia

    en.wikipedia.org/wiki/Payment_protection_insurance

    Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.

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