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The Los Angeles fires that have damaged more than 12,000 structures are a reminder of a new but growing reality for Americans living in hotter, drier and more fire-prone areas – the need to ...
Water intrusion into the indoor environment can be attributed from causes other than rising damp. Moisture penetration has been an ongoing problem for residences as evaporation occurs at the edge of the damp area, resulting in "tide marks" due to salt deposition. [30] The "tide mark" is commonly distinguished as a feature of rising damp.
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...
As an expert in the field, Joel Efosa purchases homes with fire damage for cash. More details: https: ... Joel suggests gathering repair cost estimates as a first step. To make sure the estimated ...
If your home catches fire due to your neighbor's negligence, your homeowner's insurance should foot your bill but will still likely go after your neighbor to recover damages. ... N.Y., to win a ...
Poor water supplies and the accumulation of flammable materials also present risks. [2] Works often require heat or even open flame, and these can set off fires that smoulder for hours before being noticed. For this reason, work sites may need 24-hour fire watches. [3] Builder's risk insurance may cover damage from such fires.
A fire sprinkler system is an active fire protection method, consisting of a water supply system providing adequate pressure and flowrate to a water distribution piping system, to which fire sprinklers are connected. Although initially used only in factories and large commercial buildings, systems for homes and small buildings are now available ...