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  2. What is the average personal loan interest rate? - AOL

    www.aol.com/finance/average-personal-loan...

    Key takeaways. The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%.

  3. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

  4. How to qualify for competitive rates on low-interest personal ...

    www.aol.com/finance/qualify-competitive-rates...

    The average personal loan interest rate for borrowers with excellent credit is between 10.73 percent and 12.5 percent. But if your credit score is categorized as average — or 630 to 689 — the ...

  5. How the Federal Reserve impacts personal loans - AOL

    www.aol.com/finance/federal-impacts-personal...

    The average personal loan interest rate as of March 20, is 12.10 percent. Though further rate hikes are unlikely, rates remain at historic highs. How the Fed impacts fixed vs. variable-rate loans .

  6. Should you use a personal loan to pay your taxes? - AOL

    www.aol.com/finance/loan-to-pay-taxes-124723856.html

    Potentially high rates. Interest rates on personal loans can vary significantly based on your credit score, ranging from 7% up to a whopping 30% or higher. Higher rates can substantially increase ...

  7. When will personal loan interest rates start dropping? - AOL

    www.aol.com/finance/personal-loan-interest-rates...

    While the average personal loan rate currently sits at a high 11.54 percent, many experts are wondering if the Fed is done raising rates as inflation slowly declines. Most economists predict ...

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