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COBRA continuation coverage helps employees keep health insurance when their employment ends. This coverage can work with Medicare. What to know about COBRA and Medicare
It isn’t creditable coverage for original Medicare but may be creditable coverage for Part D. If you decide to take COBRA, you must enroll in Medicare when you become eligible to avoid lifetime ...
You can have both COBRA and Medicare. If you are on COBRA when you become eligible for Medicare, your COBRA coverage will stop.
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) is a law passed by the U.S. Congress on a reconciliation basis and signed by President Ronald Reagan that, among other things, mandates an insurance program which gives some employees the ability to continue health insurance coverage after leaving employment.
Creditable coverage" is defined quite broadly and includes nearly all group and individual health plans, Medicare, and Medicaid. [12] A "significant break" in coverage is defined as any 63-day period without any creditable coverage. [13] Along with an exception, it allows employers to tie premiums or co-payments to tobacco use, or body mass index.
The Centers for Medicare & Medicaid Services (CMS) is a federal agency within the United States Department of Health and Human Services (HHS) that administers the Medicare program and works in partnership with state governments to administer Medicaid, the Children's Health Insurance Program (CHIP), and health insurance portability standards.
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