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  2. People owe more than ever on upside down car loans - AOL

    www.aol.com/people-owe-more-ever-upside...

    The real shocker is that consumers with upside-down car loans owe more money than ever before. ... many consumers can be required by the bank to put down extra cash toward the down payment.

  3. So you're upside down on your car loan. You're not alone. - AOL

    www.aol.com/youre-upside-down-car-loan-121419596...

    More Americans are upside down on their car loans, and the average amount they owe is at an all-time high, according to a new survey from car comparison site Edmunds.. In the three months ended in ...

  4. What is an upside-down car loan and how do I get out of it? - AOL

    www.aol.com/finance/upside-down-car-loan...

    For premium support please call: 800-290-4726 more ways to reach us

  5. Negative equity - Wikipedia

    en.wikipedia.org/wiki/Negative_equity

    Negative equity is a deficit of owner's equity, occurring when the value of an asset used to secure a loan is less than the outstanding balance on the loan. [1] In the United States, assets (particularly real estate, whose loans are mortgages) with negative equity are often referred to as being "underwater", and loans and borrowers with negative equity are said to be "upside down".

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Due to the sharp decline in value immediately following purchase, there is generally a period in which the amount owed on the car loan exceeds the value of the vehicle, which is called "upside-down" or negative equity. Thus, if the vehicle is damaged beyond economical repair at this point, the owner will still owe potentially thousands of ...

  7. Can’t Afford Your Car Payment Anymore? 9 Things You ... - AOL

    www.aol.com/t-afford-car-payment-anymore...

    A 2023 report from Moody's Investors Service indicates that new auto loan delinquencies are on the rise. In the second quarter of 2023, the delinquency rate for new auto loans climbed to 7.3%, up ...

  8. Reverse mortgage - Wikipedia

    en.wikipedia.org/wiki/Reverse_mortgage

    The extra $25,000 would be paid from the FHA insurance that was purchased when the HECM loan was originated. A reverse mortgage cannot go upside down. The cost of the FHA mortgage insurance is a one-time fee of 2% of the appraised value of the home, and an annual fee of 0.5% of the outstanding loan balance. [20]

  9. 7 Things You Must Do When Your Car Payment Exceeds $535 ... - AOL

    www.aol.com/finance/7-things-must-car-payment...

    Having a car payment isn't all that unusual when you think about how many people take out a loan to pay for their vehicle. But unfortunately, some people end up paying more than they anticipated ...

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