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2. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   A similar property with a value of $100,000 with a first mortgage of $50,000 and a second mortgage of $25,000 has an aggregate mortgage balance of $75,000. The CLTV is 75%. Combined loan to value is an amount in addition to the Loan to Value, which simply represents the first position mortgage or loan as a percentage of the property's value.

3. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   The borrower's equity in the property equals the current market value of the property minus the amount owed according to the above formula. With a fixed rate mortgage , the borrower agrees to pay off the loan completely at the end of the loan's term, so the amount owed at month N must be zero.

4. Mortgage Assumption Value - Wikipedia

   en.wikipedia.org/wiki/Mortgage_Assumption_Value

   The mortgage assumption value (MAV) is the cash equivalent, at the current point in time, of all future savings that could be achieved by assuming an existing low-interest-rate home mortgage loan rather than taking out a new higher interest rate loan and accounting for the time value of money.

5. What is a loan-to-value ratio? - AOL

   www.aol.com/finance/loan-value-ratio-184253472.html

   How to calculate a loan-to-value ratio. To calculate your LTV ratio, you’ll first need to subtract your down payment from your home’s appraised value. Then, divide that figure by the appraised ...

6. 4 ways to get equity out of your home — and what to know ...

   www.aol.com/finance/how-to-get-equity-out-of...

   Loan-to-value ratio below 85%. Lower LTVs tend to qualify for the best rates. ... A cash-out refinance is a type of mortgage loan that replaces your current mortgage with a new, larger mortgage ...

7. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   Starting loan balance. Monthly payment. Paid toward principal. Paid toward interest. New loan balance. Month 1. $20,000. $387. $287. $100. $19,713. Month 2. $19,713. $387

8. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   For loans made against properties that the borrower already owns, the loan to value ratio will be imputed against the estimated value of the property. The loan to value ratio is considered an important indicator of the riskiness of a mortgage loan: the higher the LTV, the higher the risk that the value of the property (in case of foreclosure ...

9. Present value - Wikipedia

   en.wikipedia.org/wiki/Present_value

   Present value calculations, and similarly future value calculations, are used to value loans, mortgages, annuities, sinking funds, perpetuities, bonds, and more. These calculations are used to make comparisons between cash flows that don’t occur at simultaneous times, [ 1 ] since time and dates must be consistent in order to make comparisons ...