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  2. Insider-outsider theory of employment - Wikipedia

    en.wikipedia.org/wiki/Insider-outsider_theory_of...

    This results in a market failure, meaning that the wage is not being set according to the labor market's needs or preferences. A behavior of the insider-outsider model is illustrated at right, where Nd represents the optimal level of employment of labor firms and Ns represents the quantity of labor time workers desire to supply at a given wage ...

  3. Moral hazard - Wikipedia

    en.wikipedia.org/wiki/Moral_hazard

    Secondly, the agent may be risk-neutral but wealth-constrained and so the agent cannot make a payment to the principal and there is a trade-off between providing incentives and minimizing the agent's limited-liability rent. [47] Among the early contributors to the contract-theoretic literature on moral hazard were Oliver Hart and Sanford J ...

  4. McCarran–Ferguson Act - Wikipedia

    en.wikipedia.org/wiki/McCarran–Ferguson_Act

    The indictment charged the defendants with two counts of antitrust violations: (1) conspiracy under Section 1 of the Sherman Act to fix the premium rates on certain fire insurance policies and boycott non-complying independent sales agencies that did not comply; and (2) monopolization of markets for the sale of fire insurance policies in the ...

  5. Jerome Powell just revealed a hidden reason why inflation is ...

    www.aol.com/finance/jerome-powell-just-revealed...

    Troublesomely high inflation rates may have an overlooked metric at their source: soaring insurance costs. But don't take our word for it, just listen to Federal Reserve Chair Jerome Powell.

  6. 13 Insider Secrets From Travel Agents That Will Save ... - AOL

    www.aol.com/finance/13-insider-secrets-travel...

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  7. Benefits of independent insurance agents - AOL

    www.aol.com/finance/benefits-independent...

    Use a captive agent: If you like a particular insurance company or have other lines of insurance through a specific company and want to bundle coverages, consider using a captive agent from that ...

  8. List of banks acquired or bankrupted during the Great Recession

    en.wikipedia.org/wiki/List_of_banks_acquired_or...

    Philippine Deposit Insurance Corporation: Savings and loan association $ 191,800,000 (₱8,400,000,000) September 30, 2011: CatalunyaCaixa: Government of Spain: Savings and loan association [78] October 31, 2011: MF Global: US Securities and Exchange Commission: Diversified financial services $ 4.3 × 10 ^ 10: November 23, 2011: PMI Group ...

  9. Liability insurance crisis - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance_crisis

    The liability insurance crisis in the United States of America refers to a volatile economic period during the mid-1980s. During these years, until about 1990, rising insurance premiums and an unavailability of coverage for several types of liability insurance led to a crisis that has been attributed, among others, to the expansion of tort doctrines for insurer liability and the McCarran ...