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  2. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Personal loans are a highly flexible product, with rates, terms and types for people with many different credit profiles. Know your credit score before applying.

  3. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loans are not the only source of financial support, and loan alternatives might be a better fit for some circumstances. Here are three main situations where a personal loan can result in ...

  4. Should you use a personal loan to invest and build wealth? - AOL

    www.aol.com/finance/personal-loan-invest-build...

    Personal loans are generally free of spending restrictions, so you can potentially use the funds to invest. However, some lenders disallow the use of loan proceeds to make certain investments.

  5. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    Unsecured debts are sometimes called signature debt or personal loans. [2] These differ from secured debt such as a mortgage , which is backed by a piece of real estate. In the event of the bankruptcy of the borrower, the unsecured creditors have a general claim on the assets of the borrower after the specific pledged assets have been assigned ...

  6. Rule of 78s - Wikipedia

    en.wikipedia.org/wiki/Rule_of_78s

    The denominator of a Rule of 78s loan is the sum of the integers between 1 and n, inclusive, where n is the number of payments. For a twelve-month loan, the sum of numbers from 1 to 12 is 78 (1 + 2 + 3 + . . . +12 = 78). For a 24-month loan, the denominator is 300. The sum of the numbers from 1 to n is given by the equation n * (n+1) / 2.

  7. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    These lenders feature personal loans with low interest rates to make taking out a personal loan more affordable: Lender. APR range. Loan amounts. Loan terms. Minimum credit score. Upstart.

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