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  2. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  3. Credit bureau - Wikipedia

    en.wikipedia.org/wiki/Credit_bureau

    A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

  4. Big Three (credit rating agencies) - Wikipedia

    en.wikipedia.org/wiki/Big_Three_(credit_rating...

    In August 2011, S&P downgraded the long-held triple-A rating of US securities. [1] On August 1, 2023, Fitch downgraded its credit-rating of United States Treasuries from AAA to AA+, as S&P had twelve years earlier, leaving only Moody's to still assign its highest rating to the country's debt.

  5. What do the 3 credit bureaus do? - AOL

    www.aol.com/finance/3-credit-bureaus-213955962.html

    Equifax, Experian and TransUnion are the three major credit bureaus. Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us. Sign in. Mail. 24/7 Help ...

  6. How to Pull a Free Annual Credit Report - AOL

    www.aol.com/news/pull-free-annual-credit-report...

    These three credit reporting agencies all collect data from your lenders and from public records and other sources to compile a dossier of information on you, your spending habits, and your ...

  7. What Do Credit Reporting Agencies Do That Affects You? - AOL

    www.aol.com/finance/credit-reporting-agencies...

    The United States has three major credit reporting agencies: Equifax, Experian and TransUnion. Important: All You Need To Know About the Economy "They are for-profit companies that are not ...

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