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Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.
Term life insurance is a type of life insurance policy that provides coverage for a predetermined number of years. When purchasing a term life policy, you’ll select a term length, commonly ...
There are two main types of life insurance policies: Term and Permanent. Term Life Insurance Policies . Term life insurance provides temporary coverage for a specific period, usually ranging from ...
Learn more: Best term life insurance companies. Permanent life insurance. Permanent life insurance is designed to last your entire lifetime, with premiums that need to be paid continuously ...
Group life insurance (also known as wholesale life insurance or institutional life insurance) is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund. Individual proof of insurability is not normally a consideration in its underwriting.
The company also offers group life insurance, provided through employers, which consists of term life, permanent life, and accidental death and dismemberment coverage. [ 79 ] [ 80 ] MetLife is the largest life insurer in the United States, based on life insurance in-force.
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