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CommunityAmerica Credit Union (CACU) is a credit union headquartered in Lenexa, Kansas, regulated under the authority of the Missouri Division of Credit Unions and the National Credit Union Administration (NCUA) of the U.S. federal government. CommunityAmerica has $4.3 billion [3] in assets, ranking it among the nation's largest credit unions. [4]
In computing, a personal access token (or PAT) is a string of characters that can be used to authenticate a user when accessing a computer system instead of the usual password.
Increasingly, a fourth factor is coming into play involving the physical location of the user. While hard wired to the corporate network, a user could be allowed to login using only a pin code. Whereas if the user was off the network or working remotely, a more secure MFA method such as entering a code from a soft token as well could be required.
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The term login comes from the verb (to) log in and by analogy with the verb to clock in. Computer systems keep a log of users' access to the system. The term "log" comes from the chip log which was historically used to record distance traveled at sea and was recorded in a ship's log or logbook .
The MD5 hash of the combined HA1 result, server nonce (nonce), request counter (nc), client nonce (cnonce), quality of protection code (qop) and HA2 result is calculated. The result is the "response" value provided by the client. Since the server has the same information as the client, the response can be checked by performing the same calculation.
4. Enter your area code and click Next. 5. Select 2-3 access phone numbers and click Next. Note: You cannot manually type in an access number. An access number can only be selected from the list provided. 6. Confirm your settings and click Next. 7. Click Sign on.